Bank of America CEO Brian Moynihan said that yield-bearing stablecoins could extract trillions from the banking system. Moreover, deposit migration could also reduce lending capacity, which would in turn increase borrowing costs.
As the Clarity Act stalls, retail is locked in on finding the best crypto to buy now to capitalize on the bullish wave that could occur if the bill passes the Senate.
While majors remain popular, DeepSnitch AI stole the spotlight as it gears up for a proposed 100x launch in late January – a launch which could coincide with regulatory moves.
Having already raised $1.20M in presale, the community expects solid returns on the token and is eagerly awaiting the project’s AI analytics suite to drop.
Why is Bank of America against new regulations?
In a Bank of America’s earnings call transcript, CEO Brian Moynihan warned that the launch of interest-bearing stablecoin could extract around $6T out of the traditional banking system. The issue will be compounded by deposit migrations, which could drop the overall lending capacity and inflate borrowing costs.

Treasury-cited studies confirm that a large slice of deposits could shift into stablecoins if major issuers receive the green light to pay interest. This could also decrease the credit availability for smaller businesses.
The question of yield-bearing stablecoins is a key point of contention in Congress, leading to a delay in the voting on the Clarity Act.
Meanwhile, traders are wondering what the best crypto to buy now is, to optimize their portfolio for a possible pump if the Clarity Act passes and ushers in a noticeable rally.
Top cryptocurrencies to buy today
1. DeepSnitch AI: What makes $DSNT whale-worthy?
While the wider community is obsessed with Bitcoin price targets, many traders are already positioning for what could be a strong late-January market across the board. Since momentum has a knack for spilling into other coins, it’s not a surprise that everyone is looking for the best crypto to buy now for strong moves.
Because it’s often referred to as the next crypto to 100x, DeepSnitch AI may be the best choice. The presale has already pulled in over $1.2M, and with the token still priced at $0.03469, it’s relatively a low-risk launch when compared to major coins.
Better yet, the official launch is only weeks away, meaning it’s well-positioned to ride the hype to unprecedented heights.
The main selling point, though, is its AI-powered trading suite. Five specialized agents work together to deliver real-time analytics, risk scoring, and contract analysis. Users can drop in a contract address and instantly receive warnings for rugs, honeypots, and suspicious token behavior.
DeepSnitch AI particularly knocks it out of the ballpark by predicting sentiment shifts and early-stage FUD before they snowball.
The buzz is already high, but whales are quickly joining the game as rumors of a last major update spread in the growing DSNT community.
2. Ethereum: Is ETH getting ready to pump?
According to CoinMarketCap, ETH corrected to $3.3K on January 15.
Despite the small snag, recent performance suggests that momentum is leaning bullish. To be the best crypto to buy now, ETH must remain above its former resistance, and a move toward $3.6K could happen in January. If the momentum grows, the next major target is set at $4K.
Further correction is also possible if ETH returns to its former range and continues declining. In that case, bears will take full control of the price action and negate any rallies in the short term.
3. Monero: Is XMR preparing a massive move?
XMR declined by 7% on January 15, settling in the $710 area, according to CoinMarketCap.
The 7% drop may seem bearish in the short-term, but Monero was still one of the biggest trending coins this week after overtaking ZEC and shooting to the top of the crypto privacy sector.
Since its weekend move was rapid, consolidation shouldn’t be surprising, and there’s a chance that XMR will settle back on the $600 level as its main support zone. Maintaining this level will preserve the bullish performance and stop further decline.
If buyers step in on a shallow dip, XMR could continue higher and push toward the $900 region, making it the best crypto to buy now for high conviction traders.
Final words: Get down to business
January setups are lining up for serious moves. Even though ETH and particularly XMR remain solid picks (they’re both trending coins this week, after all) and could deliver solid gains, early plays may provide a higher upside.
DeepSnitch AI could be the best crypto to buy now for those aiming for outsized returns rather than incremental moves that could take a sideways turn at a moment’s notice.
Backed by over $1.2M raised in presale and an affordable entry, DeepSnitch AI combines real AI trading utility with clear 100x speculation. With the launch set for late January, timing is tight, and the community is already expecting another major update to drop before the listing.
Join the DeepSnitch AI presale now, and visit X or Telegram to catch up on the latest community moves.
FAQs
1. What is the best crypto to buy now?
The best crypto to buy now may be DeepSnitch AI, as traders position ahead of a possible regulatory-driven rally. DSNT has raised $1.20M in presale, is priced at $0.03469, and is preparing for a late-January launch with a full AI analytics suite.
2. Why is Bank of America warning about interest-bearing stablecoins?
Bank of America CEO Brian Moynihan warned that yield-bearing stablecoins could extract up to $6T from traditional banks, reducing deposits, shrinking lending capacity, and increasing borrowing costs.
3. Why are traders bullish on DeepSnitch AI right now?
DeepSnitch AI is gaining traction due to its five-agent AI trading suite that detects rugs, honeypots, and sentiment shifts in real time. With over $1.2M raised and launch weeks away, traders see DSNT as the potential runner in 2026.
Disclaimer: This is a Press Release provided by a third party who is responsible for the content. Please conduct your own research before taking any action based on the content.
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